Everything Phoenix area buyers need to know about new construction — from comparing D.R. Horton to Toll Brothers, understanding hidden CFD/SID fees, and using builder incentives to your maximum advantage.
Phoenix, Arizona occupies a genuinely unique position in the American real estate landscape: it is one of the few major metropolitan areas in the United States where new construction is not just available — it is widely available, competitively priced, and in many cases a smarter choice than resale. To understand why this matters, consider the contrast with other major cities. In San Francisco, Boston, New York, and Chicago, new construction is either extraordinarily rare, financially out of reach for most buyers, or confined to luxury high-rise condominiums. A typical buyer in those markets has essentially no option but to purchase an existing home, often decades-old, with outdated systems and finishes, at inflated prices because supply is constrained by geography, regulation, and lack of developable land.
Phoenix is structurally different. Arizona has land — vast stretches of it in every direction from the city core — and a regulatory and political environment that is broadly pro-development. The Arizona State Land Department (ASLD) regularly auctions state trust land at azland.gov, opening new corridors for master-planned communities. The result is that a buyer in the Phoenix metro in 2026 can walk into a sales office for any of six or more national builders and purchase a brand-new home — with a full builder warranty, modern energy-efficient systems, fresh finishes, and no deferred maintenance — at prices that are genuinely competitive with resale. In many submarkets, particularly the outer ring communities like Queen Creek, San Tan Valley, Buckeye, Waddell, and Surprise, new construction is actually cheaper per square foot than comparable resale homes, simply because builders can deliver volume efficiently on abundant land.
The numbers reflect this reality. The Phoenix metropolitan area recorded approximately 22,000 to 28,000+ new home closings per year throughout the 2022–2026 period, making it consistently one of the top two or three markets in the country by new construction volume, alongside Dallas-Fort Worth and Houston. In a typical year, new construction accounts for roughly 20–25% of all home sales in Maricopa County — a figure that would be unimaginable in coastal markets where new construction might represent 3–5% of transactions. This volume means builders are competitive, incentives exist, and buyers have genuine leverage.
The demand side of the Phoenix new construction equation has been supercharged by two landmark technology investments. TSMC (Taiwan Semiconductor Manufacturing Company) announced its Fab 21 facility in north Phoenix's Deer Valley corridor — a staggering $65 billion total investment that represents the largest foreign direct investment in Arizona history. Phase 1 of Fab 21 is already producing chips at the 4nm and 3nm nodes, while Phase 2 (targeting 2nm, the most advanced chips in the world) is under active construction. TSMC directly employs 10,000+ workers at this facility, with an estimated 50,000+ additional indirect jobs created through the supplier ecosystem — companies like ASML, Applied Materials, Lam Research, and dozens of specialty chemical and equipment vendors that are establishing Phoenix-area operations to support TSMC.
Meanwhile, in Chandler, Intel has invested approximately $20 billion in its Fab 52 and Fab 62 facilities, employing 12,000+ workers. The Intel Ocotillo campus in Chandler is one of the largest semiconductor manufacturing complexes in the Western Hemisphere, and Intel's expansion plans include continued investment in advanced node manufacturing in the East Valley. Together, TSMC and Intel have fundamentally changed the Phoenix employment landscape, creating high-income buyer pools for new construction at the $600,000–$1,500,000+ price point in specific geographic corridors.
Understanding all of this context is important for buyers because new construction in Phoenix is not a monolithic category. There are six major national builders with dramatically different quality profiles, price points, and community philosophies. There are hidden costs — particularly Community Facilities District (CFD) and Special Improvement District (SID) assessments — that can add $500 to $4,000+ per year to the true cost of ownership and that many buyers miss entirely until they see their first property tax bill. And there are significant builder incentive programs — including rate buydowns funded by builders that can save buyers hundreds of dollars per month in the early years — that require careful evaluation to separate genuine value from marketing sleight-of-hand.
This guide covers all of it. Whether you are a first-time buyer evaluating D.R. Horton communities in Buckeye, a TSMC engineer looking at $800K homes in north Phoenix, or a 55+ buyer considering Del Webb's active adult communities in Surprise, this is your complete 2026 roadmap to buying new construction in the Phoenix metro intelligently and confidently.
Every builder prominently displays the home's list price. Almost none of them lead with the CFD/SID annual assessment. In some communities, this hidden tax obligation adds $1,500–$3,500 per year — or $125–$290 per month — to your actual cost of ownership. Section 4 of this guide explains exactly how to find this number before you sign anything.
Phoenix's new construction market is dominated by a handful of national builders who operate at scale, supplemented by regional and local builders who serve niche markets. Here is what every serious Phoenix new construction buyer needs to know about each major player in 2026.
D.R. Horton is the largest homebuilder in the United States by volume and has one of the deepest footprints in the Phoenix market. If you drive through any of the major growth corridors — Laveen, Waddell, Buckeye, Surprise, Queen Creek, San Tan Valley, or north Phoenix — D.R. Horton communities are everywhere. Their sheer scale is both a strength and a challenge for buyers to navigate, because D.R. Horton operates under multiple brand names that serve different market segments.
Under the core D.R. Horton brand, they target entry-level to mid-range buyers. Express Homes is their ultra-affordable entry-level line, designed to compete at the lowest price points in the market. Emerald Homes serves the luxury segment with larger homes and more premium features. Trend Homes is a Phoenix-specific entry-level brand that competes primarily in outer-ring growth communities. In practice, most Phoenix buyers will encounter the core D.R. Horton brand or Express Homes, as these represent the majority of their volume.
The D.R. Horton value proposition is straightforward: best price per square foot, reliable delivery timelines, and wide availability of quick-move-in or inventory homes (homes that are already built or in late construction stages that can close in 30–60 days rather than waiting 6–9 months for a custom build). For first-time buyers on tight budgets, for investors who need clear economics, and for buyers who need to move quickly, these advantages are real and significant.
The tradeoffs are also real. Base-level finishes at D.R. Horton are entry-grade: laminate countertops in kitchens at the base price, standard-grade carpet, basic cabinet boxes, and standard plumbing fixtures. Upgrading to quartz countertops, LVP flooring, or premium cabinets adds to the price and often to the gap between list price and appraised value (a risk discussed further in the incentives section). Communities can feel repetitive, with similar elevations and limited architectural variety. D.R. Horton communities also tend to be larger and denser than competitors at similar price points, which can affect resale if the market softens and many identical homes compete simultaneously.
In 2026, D.R. Horton is active across the Valley with a price range of roughly $340,000–$800,000 depending on community location, tier, and market conditions. Their affiliated lender, DHI Mortgage, frequently offers competitive buydown and incentive packages that make the total value proposition attractive, though buyers should always compare DHI Mortgage's base rates to the open market before committing.
PulteGroup is the second-largest homebuilder in the United States and operates under several brand names in Arizona. The core Pulte brand targets mid-range to upper-middle buyers with a step up in construction quality from D.R. Horton. Centex (entry-level) rounds out the PulteGroup volume, while Del Webb is the most recognized and important PulteGroup brand in Arizona for an entirely different reason: the 55+ active adult market.
Del Webb essentially invented the modern active adult community in Arizona. Sun City, developed beginning in 1960 by Del Webb's predecessor company, created the template that every subsequent 55+ community has followed. Today, under PulteGroup ownership, Del Webb continues to be the dominant 55+ brand in Arizona, with Sun City Grand in Surprise and multiple other active adult communities across the Valley. For buyers who are 55+ and seeking age-qualified communities, Del Webb is almost always the first name that comes up, and for good reason: they have refined the active adult lifestyle community model over 60 years and their communities consistently rank among Arizona's best for amenities, programming, and community design.
The core Pulte brand offers genuine quality advantages over D.R. Horton in several respects: more substantial framing, better-grade standard finishes, and a more personalized buying experience with more structural customization available. Floor plan variety is broader, and Pulte's Pulte Homes Design Centers offer meaningful upgrade paths for buyers who want a semi-custom feel within a production homebuilder framework. Pulte tends to build in slightly more established or premium locations than D.R. Horton's most entry-level communities, contributing to stronger resale dynamics.
Price range in 2026 spans approximately $420,000–$1,200,000+ depending on brand and community, with Del Webb's active adult communities typically in the $400,000–$850,000 range and core Pulte communities in the $480,000–$1,100,000 range. Their affiliated lender, Pulte Mortgage, offers competitive incentive packages, though the same caveat applies as with all builder-affiliated lenders: always get a competing quote from an outside lender to ensure the incentive is genuine value net of any rate differential.
Meritage Homes holds a distinctive and important position in the Phoenix new construction market as the recognized leader in energy efficiency. In Phoenix's extreme desert climate — where summer temperatures routinely exceed 110°F and cooling costs can be the single largest monthly utility expense for homeowners — energy efficiency is not merely a marketing talking point. It is a financial differentiator that translates directly to lower monthly operating costs and, potentially, a meaningful quality-of-life advantage in a home that stays cooler and more comfortable during the brutal summer months.
Meritage's energy efficiency approach is systematic and built into their standard construction package rather than offered only as an upgrade. Key features that distinguish Meritage homes include: spray foam insulation in the attic (superior to blown-in insulation because it seals air gaps and provides both thermal and air barrier performance), enhanced HVAC systems sized and specified for Arizona's climate rather than generic nationwide specifications, tighter building envelopes with better window performance and air sealing, and low-E glass that specifically targets solar heat gain — a critical specification in a market where west-facing windows can drive massive cooling loads. The result is that Meritage consistently achieves ENERGY STAR certification on its homes, an independently verified performance standard that most other builders only achieve selectively or as an upgrade.
The practical financial benefit of Meritage's energy efficiency can be significant. In Phoenix's extreme heat, a well-insulated home with properly sized HVAC can cost $100–$250 less per month to cool during summer compared to a less-efficient home of the same size. Over 10 years, that differential represents $12,000–$30,000 in utility savings — a very meaningful number when comparing purchase prices between builders. Many buyers comparing a Meritage home at $480,000 and a D.R. Horton home at $450,000 are actually looking at equivalent or better total cost of ownership with Meritage when utility savings are included in the analysis.
Meritage operates primarily in the mid-to-upper-mid price range in Phoenix, with a 2026 price range of approximately $420,000–$850,000. They are active in the East Valley (Queen Creek, Gilbert, Chandler), parts of the West Valley, and selected north Phoenix communities. For buyers focused on long-term operating costs, families where utility bills are a meaningful budget item, and environmentally conscious buyers, Meritage is consistently one of the top recommendations.
Taylor Morrison occupies a distinctive niche in the Phoenix market as the builder most recognized for thoughtful community design, superior floor plan variety, and a lifestyle-forward community philosophy. The company has deep Arizona roots — Taylor Morrison was formerly the US operations of Taylor Wimpey, a major UK homebuilder, and Arizona was its foundational US market. That heritage translates into a nuanced understanding of what Arizona buyers want from a community, not just a home.
Taylor Morrison communities typically feature carefully designed amenity packages — resort-style pools, fitness centers, event lawns, and community gathering spaces that are genuinely used rather than just photographed for marketing. Floor plans are more varied and thoughtfully designed than what you typically find from D.R. Horton or even Pulte at comparable price points, with features like dedicated home offices, multi-generational suites, and flexible rooms that reflect how contemporary families actually use their homes. The design centers are particularly strong, with a curated selection of finishes that make it easier for buyers to create cohesive, attractive interiors without an interior designer's budget.
In terms of construction quality, Taylor Morrison sits solidly in the upper-middle tier — above D.R. Horton and comparable to or slightly above Pulte, with a particular emphasis on finish quality as part of the standard package. Their price range of approximately $480,000–$1,100,000 reflects this positioning, with their Esplanade (55+ luxury lifestyle) and Scott's Addition communities commanding the upper end of that range. Taylor Morrison is particularly active in Scottsdale-adjacent markets, East Valley, Queen Creek, and north Phoenix — markets where the buyer profile aligns well with their design-forward positioning.
Toll Brothers is the preeminent luxury production homebuilder nationally, and their Phoenix presence reflects that positioning: fewer communities than the volume builders, but consistently at the upper end of the market in terms of home size, lot quality, design options, and community cachet. If D.R. Horton represents the volume floor of the Phoenix new construction market, Toll Brothers represents the aspirational ceiling of what a production builder can deliver.
The Toll Brothers value proposition is centered on customization within a production framework. Unlike a fully custom builder (which might require 18–24 months of construction and a much higher price per square foot), Toll Brothers offers a vast array of structural options — room additions, bonus rooms, extended garages, multigenerational suites, outdoor living extensions — that allow buyers to meaningfully personalize their home's layout beyond the base floor plan. Their Design Studios are among the most comprehensive in the industry, with thousands of selections across finishes, fixtures, appliances, and architectural details that enable buyers to create a home that feels genuinely custom-designed even within a production community.
In the Phoenix market, Toll Brothers is most active in north Scottsdale, Paradise Valley-adjacent communities, premium corners of Chandler, and select north Phoenix communities where lot values and buyer incomes support their price range of $600,000–$3,000,000+. They have developed in communities like DC Ranch and similar prestige master-planned environments. For buyers at the $700,000–$1,500,000 price point who want more customization than Pulte or Taylor Morrison offer but don't want the full complexity and timeline of a custom builder, Toll Brothers is frequently the answer.
K. Hovnanian (often referred to simply as K. Hov) is a national builder with a solid, if lower-profile, presence in the Phoenix market. They compete primarily in the mid-to-upper-middle segment, broadly comparable to Pulte and Meritage in terms of construction quality and price point, with a 2026 price range of approximately $450,000–$900,000 in most Phoenix communities. K. Hovnanian's differentiator is often their "Everything's Included" pricing approach, where popular upgrades are bundled into the base price rather than sold individually — a model that buyers who dislike the upgrade-menu complexity of other builders often find appealing. Worth adding to your comparison list if they have active communities in your target area.
Beyond the national builders, the Phoenix market includes a number of regional and boutique builders — Ashton Woods, Davidson Homes, Smith Douglas, Beazer Homes, and various local Arizona-specific builders — that serve specific price points and markets. These builders often offer more personalized service, more distinctive architectural styles, and occasionally better craftsmanship in their specific communities. Their trade-off is typically less community infrastructure, fewer available communities to choose from, and sometimes less leverage with affiliated lenders on incentive packages. If a regional builder has an active community in your target neighborhood, they are absolutely worth evaluating — often a buyer finds the best combination of value and quality in a smaller builder community that the larger builders aren't serving.
Understanding which builders are active in which parts of the Phoenix metro helps buyers focus their search efficiently. Here is a geographic breakdown of the major new construction corridors in 2026:
Of all the concepts in this guide, Community Facilities Districts (CFDs) and Special Improvement Districts (SIDs) are the single most important financial consideration for Phoenix new construction buyers — and the one that generates the most unpleasant surprises. Buyers who skip due diligence on CFD/SID obligations have discovered unexpected additions of $1,500 to $3,500 per year to their housing costs after closing. This section covers everything you need to know.
Community Facilities Districts and Special Improvement Districts are government financing mechanisms governed by ARS Title 48 of the Arizona Revised Statutes. They solve a fundamental problem in large-scale real estate development: who pays for the roads, parks, utilities, water and sewer infrastructure, and school sites that a new master-planned community requires? In many states, developers simply build this infrastructure and roll the cost into home prices. In Arizona, developers frequently create CFDs or SIDs — essentially special-purpose government entities — that issue municipal bonds to fund infrastructure. The bonds are repaid not by the developer, but by the homeowners in the community over the life of the bond, typically 20–30 years, through an annual assessment that appears as a separate charge on the Maricopa County property tax bill.
The important distinctions: A CFD is created under ARS Title 48, Chapter 4 (Community Facilities Districts Act). A SID is created under ARS Title 48, Chapter 6 (Special Improvement Districts). Both serve essentially the same purpose from a buyer's perspective: they create an annual tax obligation that runs with the land and continues regardless of who owns the home or what the home's market value does.
CFD and SID assessments vary significantly by community, depending on how much infrastructure was financed and at what bond rates. Here is a realistic picture of what buyers encounter in the Phoenix market:
Arizona law requires disclosure of CFD/SID obligations. When buying new construction, the builder's sales contract will typically include a CFD disclosure addendum. When buying resale, the seller is required to disclose CFD/SID obligations on the Seller Property Disclosure Statement (SPDS) under ARS §33-422. In practice, buyers should not rely solely on voluntary disclosure — they should proactively verify the obligation through multiple channels.
A common misconception among first-time new construction buyers: "If I negotiate a lower price, am I reducing my CFD obligation?" No. The CFD/SID assessment is a separate government obligation that runs with the land — it is not part of the purchase price negotiation and is entirely independent of what you pay for the home. Paying $30,000 less for the home through negotiation does not reduce your CFD payment by a single dollar. They are entirely separate financial obligations.
There is a narrow exception: in early development phases of some communities, builders occasionally offer a "CFD buy-down" option, where the buyer pays a lump sum at closing to reduce or eliminate the annual CFD assessment. This is relatively rare and must be specifically available in that community and phase. If you're in early-phase new construction, it's worth asking: "Is a CFD buy-down available on this lot, and if so, what is the cost and the resulting reduced annual assessment?" In some cases, paying $15,000–$25,000 to reduce a $2,500/year obligation for 25 years pencils out mathematically, particularly for buyers who plan to stay long-term.
The most effective CFD strategy for most buyers is simple: find it, verify it, factor it into your total housing cost calculation, and compare communities on a total-cost basis rather than a list-price basis.
One of the most compelling reasons to consider new construction over resale in Phoenix in 2026 is the availability of builder incentive programs that can genuinely reduce the cost of purchase and ownership. The 2022–2024 interest rate environment (rates rising from 3% to 7%+) dramatically changed the builder incentive landscape — builders shifted from the "waitlist" mentality of the 2020–2022 boom to aggressive incentive programs designed to keep buyer demand active despite higher rates. In 2026, those incentive programs remain robust. Understanding how they work — and how to evaluate them honestly — is essential buyer knowledge.
The most financially significant builder incentive available in 2026 is the interest rate buydown, offered by most major builders through their affiliated lenders. Rate buydowns come in several forms:
2-1 Buydown: The most common structure. The builder deposits a lump sum (the "buydown cost") into an escrow account at closing. In Year 1, the escrow account subsidizes your mortgage payment by the equivalent of 2% below the note rate. In Year 2, it subsidizes by 1% below the note rate. From Year 3 forward, you pay the full note rate. The buyer's note rate and loan balance never actually change — only the monthly payment from the buyer's perspective during Years 1 and 2 is reduced.
Example: On a $500,000 loan with a 7.0% note rate:
Year 1: You pay as if the rate is 5.0% → payment approximately $2,685/month instead of $3,327/month → monthly savings ≈ $642
Year 2: You pay as if the rate is 6.0% → payment approximately $2,998/month → monthly savings ≈ $329
Year 3+: Full 7.0% → $3,327/month
Total buyer savings over Years 1–2: approximately $11,652
Cost to builder (the buydown deposit): approximately $11,500–$13,000 on this loan size
3-2-1 Buydown: Extends the structure one more year — Year 1 at 3% below note rate, Year 2 at 2% below, Year 3 at 1% below, Year 4+ at note rate. More expensive for the builder to offer; seen primarily in higher-priced communities where the dollar savings are larger and the marketing impact is more significant.
Permanent Rate Buydown (Points): Rather than a temporary reduction, the builder pays permanent discount points to reduce the note rate for the entire loan term. More valuable for buyers who plan to stay long-term (7+ years) and don't anticipate refinancing soon, because the lower rate compounds value across the full loan term. For buyers who plan to refinance when rates drop, a 2-1 buydown may deliver more near-term value.
Builders require buyers to use their affiliated lender to access buydown incentives. This creates a potential trap: the affiliated lender's base rate before the buydown may be 0.25–0.5% higher than what you could get from an outside lender. If the affiliated lender's rate is 7.25% and you receive a 2-1 buydown, your effective Year 1 rate is 5.25% — but an outside lender at 6.875% might actually deliver a better deal over the full loan term, even without any buydown. ALWAYS get a competing loan quote from an outside lender and compare total cost over 5–7 years, not just Year 1 payment.
The second most common builder incentive is a design center credit or upgrade package — "Use $15,000 toward design studio upgrades" is a typical offer. These packages feel generous, and in some cases they are. But buyers need to understand an important nuance about how upgrades affect appraised value.
Home appraisers value new construction primarily based on comparable sales of similar homes in the community and surrounding area. Structural upgrades — adding a room, extending the garage by a bay, upgrading from a one-story to a two-story plan, choosing a premium lot — typically do add to appraised value because they change the fundamental configuration of the home. Finish-level upgrades — upgrading from carpet to LVP flooring, choosing quartz instead of laminate countertops, upgrading cabinet colors or hardware — often do NOT add to appraised value dollar-for-dollar. An appraiser comparing two otherwise identical homes will give limited credit for one having premium countertops versus standard countertops.
What this means practically: if a builder offers you a choice between a $20,000 price reduction and a "$20,000 upgrade package," the price reduction may actually be more valuable. The price reduction reduces your loan amount (saving on interest over the full term), reduces property taxes (since assessed value may be based partly on purchase price), and reduces your basis (which matters when you sell). The $20,000 upgrade package might only generate $10,000–$14,000 in appraised value, potentially creating an appraisal gap on your loan.
The exception: upgrades that most buyers in that community also choose tend to get better appraisal treatment because they become market standard. If every comparable sale in the community has LVP flooring and quartz countertops, your appraiser has to include those in their baseline valuation. Ask your buyer's agent what upgrades are typical in that community's sold comparables.
Many builders offer closing cost credits — cash that the builder contributes toward your closing costs, typically $5,000–$15,000 depending on the community and negotiation. These credits can be applied to title insurance, escrow fees, lender origination costs, prepaid property taxes and insurance at closing, and sometimes toward the cost of a permanent rate buydown.
Closing cost credits are often the most flexible incentive available — more flexible than upgrade packages because they can be applied across a range of costs rather than locked into the design center. When a sales manager offers you an upgrade package or a closing cost credit, ask: "Can I apply the credit toward a permanent rate buydown instead?" In some builder programs, the answer is yes, which converts the credit into permanent monthly savings.
Builder sales reps operate on commission structures that reward sales volume, and most builder contracts allow for meaningful flexibility in incentive packaging — even if the list price itself is fairly firm. Effective negotiation tactics include: asking to compare multiple lot premiums (some lots with less desirable exposure or backing to a retention basin may have significant lot premium discounts negotiable); asking the sales rep to "stack" incentives (e.g., closing cost credit plus rate buydown); timing purchases near the end of the builder's fiscal quarter or year when volume targets create more flexibility; and choosing inventory homes (already-built or nearly-complete homes) where the builder has carrying costs and is more motivated to close quickly.
Evaluating new construction quality requires looking beyond the model home, which is almost always finished with the highest-grade upgrades and professionally staged. Here is how to assess what you are actually getting for your money:
Foundation: Virtually all Phoenix new construction uses post-tension slab foundations — steel cables embedded in concrete that are tensioned after the slab pours to provide superior crack resistance. Post-tension slabs are appropriate for Phoenix's expansive clay soils. The critical rule: post-tension slabs can NEVER be cut, drilled into, or penetrated without a structural engineer's written approval. This is not optional; cutting a PT cable can cause catastrophic slab failure. Any contractor who proposes cutting the slab for plumbing or other work without engineering approval should be immediately dismissed.
Framing: 2x4 exterior wall framing is the minimum standard and is used by most entry-level builders. 2x6 framing provides a deeper insulation cavity (roughly R-21 possible vs. R-15 with 2x4) — particularly valuable in Phoenix where the wall insulation contributes meaningfully to energy performance. Meritage Homes is the most consistent user of energy-enhanced framing and insulation packages as a standard feature rather than an upgrade.
Roof: Concrete tile is essentially universal in Phoenix new construction — it's appropriate for the climate, durable, and provides good thermal mass. What differs is the quality of the underlayment (the waterproofing layer beneath the tile), the thickness and grade of the tile, and — critically — the attic insulation. Attic insulation in Phoenix is where you get the most energy efficiency benefit: R-38 is the code minimum; R-49 or better is available as an upgrade from most builders and is worth seriously considering given Phoenix's extreme heat loads. Meritage standard packages typically include spray foam attic insulation, which outperforms blown-in fiberglass significantly in Phoenix's climate.
Windows: Dual-pane Low-E glass is standard from all major builders. What varies is the Solar Heat Gain Coefficient (SHGC) of the glass. In Phoenix, you want glass with a low SHGC (0.25 or below is excellent) to limit solar heat penetration through west- and south-facing windows. Some builders use generic Low-E glass that meets code but has mediocre SHGC performance; others (Meritage in particular) specify glass that is calibrated for desert climate heat management.
HVAC: Properly sized HVAC for Phoenix homes is critical — undersized units work too hard and fail earlier; oversized units cycle too frequently without properly dehumidifying. Ask about SEER (Seasonal Energy Efficiency Ratio) ratings — SEER 16+ is the standard for better-quality builders; entry-level builders may use SEER 14 systems. Also ask about the number of HVAC zones: a large single-story home in Phoenix may benefit significantly from a two-zone system that allows independent temperature control of living areas versus bedrooms.
Cabinets: The single biggest finish quality differentiator in production homes. Inspect the box construction — does the cabinet box use plywood or particleboard? Plywood is significantly more durable and moisture-resistant. Check drawer construction: dovetail joints are the quality standard; staple construction is entry-level. Open and close drawers — soft-close drawers and doors are standard at mid-level and above but may be an upgrade at the entry level. Check if the interiors of cabinets are finished or raw particleboard.
Countertops: Laminate countertops are the entry-level standard; quartz (engineered stone) is the mid-level standard and what most buyers upgrade to. At the upgrade level, ask whether quartz is included or whether you're paying for it. Granite is less common in new construction since quartz has largely displaced it.
Flooring: Tile and LVP (Luxury Vinyl Plank) are the practical floor choices in Phoenix (carpet in bedrooms is standard but less desirable in desert climate for allergen management). Tile size matters — 24x24 inch tile is superior to 12x12 or 18x18 tile both aesthetically and in resale perception. Ask about the tile grout joint size: smaller grout joints look more premium and are easier to maintain.
One of the most persistent misconceptions among first-time new construction buyers is the idea that a brand-new home doesn't need an independent inspection. The reality: new construction homes in Phoenix have documented issues that appear on independent inspections at rates that surprise most buyers who haven't gone through the process before.
Here is why: production homebuilding is done at speed, under scheduling pressure, with multiple subcontractors — framing crews, plumbing contractors, electrical contractors, HVAC installers, stucco applicators, tile setters — working on compressed timelines. The builder has their own quality control, including the "blue tape walk" that the construction supervisor does with the buyer before closing to identify cosmetic issues to correct. But the builder's quality control process is designed to find what the builder's team considers significant defects; it is not designed to find everything a licensed inspector who works for you would find.
Independent inspections on Phoenix new construction regularly find: drainage and grading issues (improper slope directing water toward the foundation instead of away from it, a significant long-term problem); stucco application defects at windows, doors, and utility penetrations (the most common source of water intrusion in Phoenix homes, particularly at irrigation hose bibs and electrical boxes where the stucco-to-frame interface was not properly sealed); HVAC duct leakage (common in attic-installed duct systems; leakage means you're cooling your attic rather than your living space, a direct energy efficiency hit); electrical issues (missing covers, incorrect AFCI breaker installation, improper bonding at panels); and plumbing issues (slow drains from improper venting, cross-connections, rough-in drain locations that don't match the fixture plan).
Under Arizona's Right to Repair statute (ARS §12-1361), new construction buyers have warranty rights: 10 years for structural defects, 8 years for mechanical system defects, 1 year for workmanship issues. These rights are valuable — but they require that you document defects. If an issue is not identified and documented in writing before or shortly after closing, it is much harder to pursue a warranty claim later. An independent inspection, with a detailed written report, provides the documentation you need to exercise warranty rights if issues surface.
Recommended inspection strategy for Phoenix new construction: (1) a framing inspection after framing is complete but before drywall is installed — this is when structural issues, plumbing rough-in, electrical rough-in, and HVAC duct installation can be evaluated most easily; (2) a final pre-closing inspection by an independent inspector. Both inspections are worth the $350–$600 cost given that you're making a $400,000–$1,000,000+ investment.
The new construction purchase process in Phoenix differs significantly from a resale purchase in timeline, contract structure, and the buyer's decision points. Here is a complete walkthrough:
Before visiting any sales offices, do preliminary research on which communities interest you — and build a comparison matrix that includes not just list price but HOA fees, CFD/SID assessments, estimated utility costs, and commute time to your workplace. Two communities with a $30,000 price difference might have a $2,000/year CFD difference that more than eliminates the apparent savings over a 10-year holding period.
Many builder purchase contracts specify that if a buyer visits the sales office without a registered buyer's agent and the buyer subsequently purchases a home in that community, the buyer is treated as unrepresented. Once you are registered as unrepresented, adding an agent later is typically not possible under the builder's policies. Bring your buyer's agent to the very first visit, or call them before visiting so they can register you by name with the community in advance. This costs you nothing — builder agents' commissions are paid by the builder, not you.
Ask the sales office for the community plat map showing available and sold lots. Note which lots have premium charges (golf course, greenbelt, mountain view, cul-de-sac, or oversized), which back to retention basins or power lines (potential negative), and which have favorable orientation (south-facing rear yards get shade in the afternoon — valuable in Phoenix). Review all available floor plans and structural options; for production builders, structural options must be selected at or near the time of contract signing, not added later.
Builder purchase contracts are heavily drafted in the builder's favor — they have more schedule flexibility, the buyer has limited recourse for delays, and the inspection and repair process is governed by the builder's warranty process rather than a standard BINSR. Your buyer's agent and possibly a real estate attorney should review the contract. Earnest money deposits for Phoenix new construction typically range from $5,000–$25,000 and are usually applied toward the purchase price at closing; understand what conditions (if any) allow earnest money refund.
Usually scheduled 2–4 weeks after contract signing. This is your opportunity to select all finishes — flooring, countertops, cabinets, tile, plumbing fixtures, electrical package, and any upgrade options. Come prepared with a budget and priority list. Design centers are professionally staged to encourage maximum upgrades; bring your agent, set a spending limit in advance, and focus upgrade dollars on items that are hardest to change later (structural items, electrical rough-in for future needs, plumbing locations) versus items easy to change later (paint color, fixtures, hardware).
Most builders offer a series of construction walkthroughs: a foundation/pre-pour walkthrough, a frame walkthrough (after framing, before drywall), and a drywall/pre-paint walkthrough. Attend all of them. Take photographs at each stage. This is when your independent inspector should also conduct their inspections — particularly the frame walkthrough, where structural, plumbing, electrical, and HVAC rough-in can be fully evaluated before walls are closed.
The blue tape walk is the builder's formal pre-closing inspection: you walk through the completed home with the construction supervisor and use blue painter's tape to mark items that need attention before closing. Be thorough. Note every cosmetic issue — paint drips, grout imperfections, cabinet door alignment, window and door operation — in writing on the builder's punch list form. Get a signed copy. Follow up to verify every item is addressed before the final walkthrough.
Schedule your independent home inspector for the pre-closing inspection after the blue tape walk items are supposedly addressed. Review the report with your buyer's agent; submit any significant defects to the builder in writing under the warranty process. Document everything.
Your lender will order the appraisal near the time of completion. The appraised value must meet or exceed the purchase price for your loan to proceed at the agreed terms. If the appraisal comes in low (which happens occasionally in new construction when the community is new and comparable sales are limited), work with your agent and lender on options — the builder may renegotiate, or you may need to bring additional cash.
Arizona is a dry funding state: closing, recording, and key delivery all happen on the same day. There is no gap between "you signed the papers" and "it's actually yours." When you sign at the title company and funding is confirmed and the deed records with the County, you get the keys. Plan your moving logistics accordingly — closing day is move-in day if you choose.
The most common objection buyers raise to working with a buyer's agent on new construction is "the builder will just lower the price by the commission amount if I don't use an agent." This is almost never true in practice. In the vast majority of Phoenix new construction transactions, the buyer's agent commission is baked into the builder's sales economics and is not redirected to the buyer if no agent is involved — it simply stays with the builder as additional margin. The buyer gets nothing extra; the builder earns more.
What a buyer's agent actually provides in a new construction transaction is substantial: contract review (builder contracts are designed by attorneys who work for the builder, not for you — having someone review it on your behalf is valuable); incentive negotiation (agents who regularly work with specific builders know what incentives are actually available beyond what the sales rep initially offers); oversight of the build process; advocacy if disputes arise; coordination of independent inspections; and guidance on which upgrades matter for resale versus which are marketing fluff. All of this for no cost to you — the builder pays. There is genuinely no downside to having qualified representation on a new construction purchase.
Financing a new construction home in Phoenix presents some unique considerations compared to financing a resale purchase. The most important differences involve rate lock timing, builder lender incentives, and loan type eligibility.
Production builders in Phoenix typically deliver homes in 4–9 months from contract signing to closing. Most outside lenders cannot rate-lock for that duration — standard conventional loan locks are 30, 45, or 60 days, with extended locks up to 180 days available at additional cost. This mismatch creates genuine risk for buyers who lock early or don't lock at all: if rates rise during construction, you may close at a significantly higher rate than you expected at contract signing.
Builder-affiliated lenders (DHI Mortgage, Pulte Mortgage, etc.) typically offer extended rate locks — often 9–12 months — specifically designed to cover new construction timelines. This is a genuine and important advantage of using the builder's lender, in addition to any rate buydown incentives. If you use an outside lender, ask specifically about their extended lock options and the pricing for those locks — sometimes the cost of an extended lock from an outside lender is significant enough that it reduces or eliminates the advantage of their lower base rate.
The VA loan program is particularly strong for Phoenix new construction buyers. VA loans offer: $0 down payment for eligible veterans and active-duty military (one of the most significant financial advantages in any loan program); no private mortgage insurance (PMI), which can save $100–$300+ per month compared to conventional loans with less than 20% down; and competitive interest rates. Most Phoenix metro builders actively welcome VA buyers and have experience with the VA appraisal process (the VA appraisal has slightly different requirements than conventional appraisals, and builders' communities need to be approved for VA transactions — which major builders' communities generally are).
VA loan funding fees apply: 2.15% of the loan amount for first-time VA loan use with 0% down, or 3.3% for subsequent use. However, veterans with a service-connected disability rating of 10% or higher have the funding fee waived entirely — a significant savings on a $500,000+ loan. West Valley communities near Luke AFB have the highest concentration of VA buyers in the Phoenix new construction market, and builders in Buckeye, Goodyear, and Surprise are particularly experienced with VA transactions.
The USDA Rural Development loan program — which provides 100% financing (no down payment) for income-eligible buyers in designated rural areas — applies to some outer Phoenix metro new construction communities. Areas of Waddell, outer Buckeye, parts of San Tan Valley, and the city of Maricopa (outside the Phoenix metro's urban service area) have historically qualified for USDA financing. The eligibility map changes as areas develop, so buyers interested in this program must check current eligibility at the USDA website before assuming a specific community qualifies. Income limits apply: roughly $110,650 for a household of 1–4 in Maricopa County (2026 limits), higher for larger households.
FHA loans remain a strong option for first-time new construction buyers in Phoenix, offering 3.5% down payment (for borrowers with 580+ credit score) and more flexible qualification criteria than conventional loans. The 2026 FHA loan limit in Maricopa and Pinal County is $806,500, making FHA available for most Phoenix new construction price points below that threshold. The primary ongoing cost of FHA financing is Mortgage Insurance Premium (MIP): 0.55% of the loan balance annually, which on a $500,000 loan is approximately $229/month added to the payment. FHA MIP does not automatically cancel at 20% equity (unlike conventional PMI) — it runs for the life of the loan if the original LTV was above 90%, making refinancing into a conventional loan an important future planning step for FHA buyers as equity grows.
For buyers purchasing a semi-custom or fully custom home (not a standard production builder home), a construction-to-perm loan (also called a "one-time close" loan) may be the appropriate financing vehicle. This loan covers both the construction phase (with draws to the builder as construction progresses) and automatically converts to a permanent mortgage at completion — avoiding the need for two separate loan closings. Most major banks and some credit unions offer construction-to-perm products; they require more documentation and process than a standard purchase loan. Standard production builder buyers (D.R. Horton, Pulte, Meritage, etc.) do not need a construction loan — they purchase the completed or near-complete home with standard financing, just like a resale transaction.
The semiconductor manufacturing investment wave that has hit Arizona over the past five years represents the single largest structural change to the Phoenix employment base — and by extension, the Phoenix new construction market — in the city's modern history. Understanding this dynamic is essential for anyone buying new construction in Phoenix in 2026, whether you are a TSMC or Intel employee yourself or simply a buyer whose investment will be supported by the employment growth these facilities generate.
TSMC Fab 21 in the Deer Valley corridor of north Phoenix represents a $65 billion total investment — the largest foreign direct investment in any state in US history. This is not a future projection; it is an ongoing reality. Phase 1 of Fab 21 is actively manufacturing chips at the 4-nanometer and 3-nanometer process nodes for customers including Apple (the A-series chips that power iPhones and iPads). Phase 2, targeting the 2nm node — which is among the most advanced semiconductor manufacturing processes on Earth — is under active construction with a 2027-2028 projected operational timeline. TSMC directly employs approximately 10,000 workers at this facility, and the supplier ecosystem surrounding Fab 21 — companies like ASML (which makes the extreme ultraviolet lithography machines TSMC requires), Applied Materials, Lam Research, Tokyo Electron, and scores of specialty chemical, gas, and equipment companies — is estimated to generate 50,000+ additional indirect jobs in the Phoenix metro.
These are not ordinary jobs. TSMC engineers are paid competitively with Silicon Valley compensation: process engineers with 5–10 years of experience earn $150,000–$250,000 in total compensation, and engineering managers and senior technical staff can earn $300,000+. These workers are buying homes in the $700,000–$1,500,000 range in north Phoenix, Scottsdale, Peoria, and Surprise. This buyer pool is fundamentally different from the move-up buyers who were the primary demand driver for north Phoenix new construction prior to 2020.
Intel's Fab 52 and Fab 62 in Chandler have a similar, if somewhat less talked-about, effect on the East Valley new construction market. Intel's 12,000+ employees and the supply chain ecosystem supporting Chandler's semiconductor operations have supported premium new construction prices in Chandler, Gilbert, and adjacent communities throughout the 2022–2026 period. Intel has signaled continued investment in advanced manufacturing in Chandler, providing a long-term employment foundation for East Valley housing demand.
For buyers evaluating new construction, the practical implications are significant: communities within 20–35 minutes of TSMC (north Phoenix, Norterra, Happy Valley, Peoria, Surprise via Loop 303 to I-17) and Intel (Chandler, Gilbert, Queen Creek) have a structurally stronger buyer pool that provides downside protection for home values. If you're evaluating two otherwise-comparable communities — one with TSMC/Intel commute access and one without — the tech employment proximity should factor into your long-term investment thesis.
Builders have recognized this. Taylor Morrison and Toll Brothers have introduced luxury new construction communities specifically targeting the tech buyer profile in north Phoenix. Multiple builders have partnered with TSMC's HR operations to provide preferred buyer status or first access to new communities for TSMC employees. The north Phoenix new construction corridor along I-17 between Happy Valley Road and Deer Valley Road is now one of the most competitive and highest-velocity new construction submarkets in the metro, driven almost entirely by TSMC-related demand.
The most important question any Phoenix buyer faces is whether new construction or resale better serves their specific situation. There is no universal answer — both have genuine advantages depending on buyer profile, budget, timeline, and priorities. Here is an honest analysis of when each makes sense:
The most important takeaway from this comparison is that it requires buyer-specific analysis, not a generic rule. A first-time buyer at $450,000 comparing a 2023-build D.R. Horton in Buckeye against a 2008-build resale home in an established Peoria community is facing an entirely different set of tradeoffs than a tech-sector move-up buyer at $900,000 choosing between TSMC-corridor new construction and a resale in Scottsdale's McCormick Ranch. Run the numbers on total cost — including CFD/SID, HOA, estimated utilities, renovation needs on resale, and builder incentives on new — for your specific options.
Table 1: Phoenix Metro Homebuilder Comparison — 2026
| Builder | Price Range AZ 2026 | Primary AZ Markets | Entry-Level Brand | 55+ Brand | Energy Efficiency (1–10) | Construction Quality Rep. (1–10) | CFD Communities | Best For |
|---|---|---|---|---|---|---|---|---|
| D.R. Horton | $340K–$800K | Laveen, Buckeye, Waddell, Queen Creek, San Tan Valley, Surprise, N. Phoenix | Express Homes, Trend Homes | None | 6 | 6 | Common in new communities | First-time buyers, investors, value-per-SF buyers |
| Pulte / PulteGroup | $420K–$1.2M+ | West Valley, Surprise, Peoria, East Valley, N. Phoenix | Centex | Del Webb (dominant 55+ brand) | 7 | 7 | Moderate | Move-up buyers, 55+ active adult buyers |
| Meritage Homes | $420K–$850K | East Valley, Queen Creek, Gilbert, N. Phoenix, Chandler | None (single brand) | None | 9 | 8 | Moderate | Energy-conscious buyers, families tracking utility costs, long-term owners |
| Taylor Morrison | $480K–$1.1M | Scottsdale-adjacent, East Valley, N. Phoenix, Queen Creek | None (mid/upper) | Esplanade (lifestyle 55+) | 7 | 8 | Moderate | Design-focused buyers, lifestyle community seekers, move-up buyers |
| Toll Brothers | $600K–$3M+ | N. Scottsdale, PV-adjacent, Chandler luxury, N. Phoenix luxury | None (luxury only) | None (some 55+ options) | 8 | 9 | Selected communities | Luxury move-up buyers, customization seekers, prestige community buyers |
| K. Hovnanian | $450K–$900K | East Valley, N. Phoenix, Queen Creek, West Valley | None | None | 7 | 7 | Common in new communities | Buyers wanting alt. to Pulte/Meritage; "Everything's Included" pricing appeal |
Energy Efficiency and Construction Quality ratings are market-reputation assessments based on industry research, buyer feedback, and publicly available performance data as of 2026. Individual communities may vary. All price ranges are approximate market ranges for Phoenix metro and may vary significantly by specific community, lot, and market conditions.
Table 2: New Construction vs. Resale — Buyer Scenario Comparison
| Buyer Scenario | Winner | Key Reason | CFD Consideration | Incentive Value | Warranty Advantage | Est. Year 1 Total Cost |
|---|---|---|---|---|---|---|
| First-Time Buyer — $400K–$500K Range | Either (market-dependent) | New: builder buydowns reduce Year 1 payment; Resale: no CFD, immediate occupancy, mature neighborhood | High risk — outer-ring new construction often has CFD; check every community | High — 2-1 buydowns common at this price tier | Strong advantage for new — full 10-yr structural warranty | $35K–$52K/yr (incl. PITI, HOA, CFD, utilities) |
| Move-Up Buyer — $550K–$750K | New Construction (slight edge) | Builder incentives plus modern finishes often exceed resale value at this price point; large incentive packages available | Moderate — verify before signing; $1,000–$2,500/yr common | Very High — most builders offering 2-1 buydowns or $15K+ credits at this tier | Strong — new mechanical systems; 8-yr warranty on HVAC/plumbing | $52K–$72K/yr (incl. all carrying costs) |
| TSMC Commuter — North Phoenix $700K–$1.2M | New Construction | TSMC-corridor communities are dominated by new development; resale supply thin; new construction offers modern luxury specs that TSMC tech buyers demand | Moderate — north Phoenix newer communities carry CFD; verify lot-by-lot | High — Toll Brothers, Taylor Morrison compete aggressively for this buyer | Strong — at these price points, comprehensive warranty coverage is significant financial protection | $72K–$130K/yr (PITI + HOA + CFD + utilities at this price tier) |
| Intel/Chandler Tech Buyer — $600K–$1M | Either | Chandler resale market is deep and competitive; new construction exists but at premium land costs; established master-planned community resale offers strong value | Moderate — Eastmark/newer Chandler communities have CFD; established communities often do not | Moderate — incentives exist but Chandler's land costs compress builder margin vs. outer ring | Equal — resale in Chandler's major communities typically has newer homes (built 2010–2020) with remaining warranty life | $60K–$110K/yr depending on specific home and community |
| 55+ Active Adult Buyer | New Construction (Del Webb) | Del Webb active adult communities have no resale equivalent for full lifestyle programming; purpose-built 55+ infrastructure can't be replicated in resale | Low-Moderate — Del Webb communities have their own fee structures; transparent and typically stable | Moderate — Del Webb occasionally offers model home sales and upgrade incentives; rate buydowns available | Moderate — new Del Webb homes have full warranty; resale units in Sun City/Sun Lakes may have aging systems | $42K–$88K/yr depending on community amenity package and home size |
| Investment / Rental Property | Resale (usually) | New construction with CFD/SID reduces net operating income and cap rate; resale in established neighborhoods with no CFD/SID often provides better rental yield; faster occupancy is also investment advantage | Critical — CFD/SID comes directly off NOI; a $2,000/yr CFD on a $350K rental home reduces cap rate by ~0.6%; always model with and without CFD | Low — builder incentives focused on owner-occupant buyers; investors often ineligible for buydown programs | Low — tenants do not pay rent premium for new vs. 10-year-old home in same area; warranty value limited for investor | Varies significantly; target 6%+ gross yield; subtract CFD, HOA, vacancy, management |
All cost estimates are approximations based on 2026 Phoenix metro market conditions. Individual results vary based on specific loan terms, community HOA and CFD charges, property tax rates, and utility usage. Consult with a licensed real estate professional and financial advisor for guidance specific to your situation.
A Community Facilities District (CFD) or Special Improvement District (SID), governed by ARS Title 48 of the Arizona Revised Statutes, is a government financing mechanism that funds the roads, parks, utilities, water and sewer infrastructure, and school sites that new master-planned communities require. The developer creates the CFD before construction and sells municipal bonds to pay for infrastructure. The homeowners in the community then repay those bonds over 20–30 years through an annual assessment on their property tax bill — a completely separate charge from regular property taxes and HOA fees. In Phoenix area new construction, CFD/SID assessments typically range from $500 to $4,000+ per year depending on the community. This is one of the most important due diligence items for any Phoenix new construction buyer: verify the specific CFD/SID obligation on your specific lot before signing a purchase contract, because missing it is equivalent to paying $10,000–$50,000 more for the home than the list price suggests over a typical holding period.
The best Phoenix homebuilder in 2026 depends entirely on your specific priorities, budget, and community location. For first-time buyers and investors who prioritize value per square foot and wide community availability, D.R. Horton is the dominant choice at $340,000–$800,000. For energy efficiency — genuinely important in Phoenix's extreme heat climate — Meritage Homes leads the market with spray foam insulation, enhanced HVAC, and ENERGY STAR certification as standard features, translating to real monthly utility savings. For design quality and lifestyle community philosophy, Taylor Morrison stands out at $480,000–$1,100,000. For luxury customization and prestige communities in north Scottsdale and premium Phoenix locations, Toll Brothers leads at $600,000–$3,000,000+. For 55+ active adult buyers, Del Webb (PulteGroup) is virtually unmatched in community depth, amenity quality, and track record in Arizona. There is no single "best" builder — there is the best builder for your specific needs, budget, and target community.
New construction is typically the stronger choice when builder incentive programs (especially rate buydowns) provide meaningful financial value, when you're buying in a growth corridor where new development defines the market (TSMC north Phoenix, Intel Chandler, Buckeye, Queen Creek), when you want modern energy-efficient systems and a comprehensive warranty, or when you're a VA buyer benefiting from $0 down with builder acceptance. Resale wins when you need immediate occupancy, are buying in an established neighborhood where no new land exists, find a community with no CFD/SID charges (which is a meaningful cost advantage over new), need a larger lot per dollar than new construction provides, or see a cosmetic value-add opportunity in a well-located resale home. The single most important analytical step: compare total cost — including CFD/SID, HOA, estimated utilities, renovation needs on resale, and any builder incentives on new — on a monthly and multi-year basis for your actual options. The list price comparison alone is insufficient and often misleading.
Builder rate buydowns work by having the builder deposit a lump sum into an escrow account at closing that subsidizes your mortgage payment in the early years of the loan. The most common structure is the 2-1 buydown: Year 1 you pay as if your rate is 2% below the note rate; Year 2 as if it's 1% below; from Year 3, you pay the full note rate. On a $500,000 loan at 7.0%, this means your Year 1 payment is based on 5.0% (saving roughly $640/month) and Year 2 on 6.0% (saving roughly $320/month). The builder's total cost to fund this buydown is typically $20,000–$25,000 on a $500,000 loan. Are they worth it? They can be — but you must compare the builder's affiliated lender total cost (rate + all fees) to an outside lender before concluding that the incentive delivers net value. If the builder's lender charges a base rate that's 0.375% higher than the market before the buydown is applied, the buydown value is partially or fully eroded. For buyers planning to refinance when rates eventually fall, a 2-1 buydown makes Years 1 and 2 very affordable during the wait. For buyers staying 10+ years with no refinance plan, a permanent rate reduction (paying points to lower the rate for the full loan term) often delivers more total value than a temporary buydown.
Ryan Moxley is a top-1% Phoenix metro REALTOR® who represents buyers across all major Phoenix new construction communities. Buyer representation on new construction costs you nothing — the builder pays — and provides contract review, incentive negotiation, inspection coordination, and expert guidance through every step of the build process.
Ryan Moxley, REALTOR®
My Home Group
ADRE License: SA643872000
Serving all Phoenix metro new construction markets: Scottsdale, Paradise Valley, Chandler, Gilbert, Mesa, Tempe, Queen Creek, North Phoenix, Cave Creek, Fountain Hills, Peoria, Glendale, Surprise, Goodyear, Avondale, Buckeye, Laveen, Maricopa, and surrounding areas.